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How to Prepare for Hurricane Insurance Claims
If you’ve ever been through a hurricane, you know exactly how terrifying that can be. Damage from excessive rainfall and flooding, flying branches and debris, and falling trees is often extremely serious. If your home has been damaged in a hurricane, you’re going to need to file an insurance claim.
Is Property Replaced or Paid for with an Insurance Claim?
If you’ve suffered significant property damage in a hurricane or another type of disaster, you likely have plenty of questions about how your insurance company is going to cover your loss.
How Long do I have to File a Flood Insurance Claim?
When Hurricane Michael hit Florida and the U.S. coast, it brought with it rising flood waters, causing severe damage to homes and other buildings. Many people are still trying to recover from this disaster, including getting coverage for the necessary repairs from flood damage.
The Difference Between Hurricane and Flood Insurance
People who live in South Florida and other hurricane-prone locations know that having the right insurance to protect their property is essential. Hurricanes can cause devastating damage to homes and buildings due to high winds and rain, though one of the biggest risks is flooding due to storm surges. While you may think your standard homeowner’s insurance policy will have you covered in the event of a hurricane - think again.