Do Insurance Companies Require Photos When Making a Claim?
If your home or property has been damaged in a hurricane or another kind of natural disaster, you have plenty to contend with, and taking photos of the property damage probably doesn’t top your to-do list. After all, picking up your phone or camera to memorialize the devastating effects takes away from other emergency response action. Those photos, however, can go a long way toward validating your claim and ensuring that you receive the full compensation to which you are entitled. If your home has been damaged in a hurricane, you need the professional legal counsel of an experienced Panama City insurance claims attorney on your side.
First Things First
If you’ve endured a hurricane, the first order of business is taking care of yourself. Yes, your home and your personal possessions are important, but your personal safety is paramount. Don’t endanger yourself in an effort to mitigate your property damage or to obtain what you may need to bring a successful insurance claim. Always put you and your family’s safety first. If anyone needs medical attention, make that your top priority. Once your safety is established, you can move on with your claim.
While it is unlikely that your insurance company will require you to have photographic evidence of the damage your home or other property has suffered, they will almost certainly request photos. Ultimately, it is in your best interest to take detailed pictures of the damage at hand. When it comes to insurance coverage in the aftermath of a hurricane, photos and videos often play a pivotal role.
Your Photos and Videos
After suffering through a traumatic and damaging hurricane, taking pictures of the aftermath may not sound like fun, but it is important to recognize that time is of the essence. The sooner you capture photos of the damage, the more convincing your photographic evidence will be. When considering your evidentiary photos and videos, keep the following pointers in mind:
- Take close-up pictures of the damage your home and property has suffered, including clear shots that highlight important details.
- Using a camera that has a timestamp, and that provides geolocation information increases the veracity of your evidence. Most smartphone cameras include this digital data.
- Include as much detailed information as you can in each photo. For instance, if your car was damaged, snap a picture from an angle that captures the damage and your license plate. Take additional photos to show the damage in its entirety.
- Use your photos and videos to establish a paper trail of the damages you’ve suffered – a comprehensive suite of photos can provide a succinct damage narrative.
If Your Home Was Damaged in a Natural Disaster, a Panama City Insurance Claims Attorney Can Help
Hurricanes and other natural disasters often cause immense property damage. The dedicated insurance claims attorneys at Ged Lawyers, LLP – proudly serving the Panama City area – are committed to helping you fully recover on your damages in their totality. Your rights matter, so please don’t hesitate to contact us online or call us at 561-562-4170 for more information today.