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Hurricane Preparedness in Florida

If you live in the beautiful state of Florida, you have much to be thankful for – but you also have to know how to prepare yourself for hurricanes. Taking the time to prepare for a future hurricane can give you the confidence you need to weather the next big storm that comes our way. If your home, property, or business has been damaged in a hurricane, don’t delay obtaining the professional legal counsel you need from an experienced Panama City insurance claim liability lawyer today. 

Know the Terms

Before you can prepare for a hurricane, it’s critical that you understand the terms associated with hurricanes, including all of the following:

Generally, the center of the storm that moves around its eye (the upper-right quarter) is the most violent. The greatest dangers associated with any of these storms are the winds themselves – as well as the wind-driven storm surges and flooding.

Your Insurance Coverage

If you live in Florida, you need proper homeowner’s insurance with supplemental hurricane coverage. While most homeowner’s policies cover wind-driven damage, the fine print can become very confusing very quickly, and some insurance providers exclude damage caused by hurricanes outright. A further consideration is the fact that even those policies that don’t exclude hurricanes altogether may exclude any damage that is caused by flooding and rising water, which includes groundwater surges, overflowing bodies of water, and tidal surges. You likely need additional flood insurance on top of your hurricane provision. The first step you should take in preparing for a future hurricane is to make sure your homeowner’s insurance is up to the task, including being up to date.

Have a Hurricane Kit

The next order of business is preparing a hurricane survival kit that you can grab if you’re forced to evacuate your home in the event of a hurricane. Even if you’re required to wait out the storm inside your home, your hurricane kit can prove invaluable. One certainty with hurricanes is that, in the preceding hours, everyone in the area runs out and buys emergency supplies. If you prepare your kit ahead of time, you won’t have to run out in the eleventh hour and can devote your time to securing your home from the ravages of the impending storm.

Consider all of the following for your hurricane survival kit:

Taking the time to craft a well-equipped hurricane kit is worth the effort. If you never need to use it, all the better. If you do, however, it’s ready when the time comes.

Securing Your Home

If you’re forced to evacuate your home or to prepare your home against high winds, all of the following can help you prepare for the onslaught and better protect you and your home in the process:

Finally, make sure that you and your family have a place to go in your home where you are away from windows and where you can close, brace, and secure the internal door. It’s a lot to think about, but hurricanes are extremely powerful storms that can wreak extremely serious damage, and the steps you take now can go a long way toward protecting your family and your home in the event of a dangerous hurricane.

It’s Time to Consult with An Experienced Panama City Insurance Claims Lawyer Today

If a hurricane or another kind of disaster leaves your home, business, or property damaged, the legal team at Ged Lawyers, LLP, is on your side. Our dedicated Panama City insurance claim lawyers are committed to building your strongest claim in. We’re here for you, so please don’t hesitate to contact us online or call us at 850-684-4000 for more information today.