What Can FEMA Help with During Disaster Recovery?
Every disaster is unique with its own set of woes, but natural disasters also share similarities – in the way they bring challenges, as well as the mechanisms available for response and recovery. When a natural disaster like a serious hurricane hits hard, a disaster is declared, and federal funds are made available for those counties affected – almost immediately in most cases. The funding comes through the Federal Emergency Management Agency (FEMA), and it is critical to helping people move on with their lives after a natural disaster. If a hurricane or another kind of natural disaster leaves your home seriously damaged, consult with an experienced insurance claims attorney today.
The aid provided by FEMA can enable those without wind or flood insurance to receive up to a set amount of money to aid them in their recovery. The money supplied by FEMA can be used for a variety of needs that arise in the aftermath of a natural disaster, including home, property, and/or transportation repair, replacement, or rental. The fact is that many people simply do not have – and cannot afford – the insurance necessary to cover them in a natural disaster.
Who Should Apply for FEMA Aid?
If you suffered damage to your property in a natural disaster like a hurricane, and you are either uninsured or underinsured with a serious need for necessary expenses, you should apply for FEMA’s financial assistance. While FEMA is not a substitute for insurance and is unlikely to cover all your losses, it can definitely help you get back on your feet. FEMA’s intention is to help you meet your basic needs while you begin the long, difficult journey toward recovery. Specifically, those individuals who are uninsured homeowners, renters, and/or business owners in a county that is designated a disaster, and who sustained damage to their residence, car, personal property, business or business inventory in a natural disaster should apply for FEMA aid.
FEMA disaster assistance can include grants that help pay for a variety of needs, including:
- Temporary housing
- Emergency home repairs for your primary residence
- Other property losses that were uninsured or underinsured
- Medical, dental, and/or funeral costs that are directly related to the natural disaster
- Other significant costs that are disaster-related
What if I Have Insurance?
If you’ve been through a disaster, your insurance is your main source of recovery. While it’s very important that you contact your insurance provider as soon after the natural disaster as you possibly can, it’s also important to recognize that your insurance may not cover all of your losses. Even if you have disaster insurance, you may be eligible for FEMA if your insurance leaves you with unmet needs.
If You’ve Suffered Property Damage in a Natural Disaster, Contact an Experienced Panama City Insurance Claims Lawyer Today
If a natural disaster leaves you with property damage, the dedicated legal team at Ged Lawyers, LLP – proudly serving the Panama City area – is here to skillfully negotiate with your insurance provider to help you fully recover on your losses. For more information, please don’t hesitate to contact us online or call us at 561-562-4170 today.