Fire Damage Claims Attorneys

Handling Complex Fire-Related Insurance Claims for Florida Property Owners

Fires usually happen when you least expect them, and they can cause devastating damage to one or more homes in a matter of minutes. Not only is it emotional to lose personal property and the roof over your head, but the aftermath of a fire can become even more stressful due to the complex insurance claims process.

If you have proper homeowners insurance, your policy should cover fire damage. This can include related damage from smoke and water brought in by emergency response teams. Unfortunately, many insurance companies are not very helpful following a fire, and they can create delays and even deny valid claims, which can be overwhelming for homeowners who are trying to put their lives back together.

At Ged Lawyers, LLP, our legal team regularly handles insurance claims stemming from disasters such as house fires. We know how to stand up for your rights under your insurance policy and Florida law. Call today to discuss our services.

Fire Statistics

House fires occur more frequently than you might imagine, and most people do not fully realize the statistical risk of a fire. The National Fire Protection Association (NFPA) reports the following:

• Fire departments respond to about 357,000 home or structure fires each year in the United States
• These fires cause about $6.9 billion in property damage costs
• Florida home fires resulted in about $234 million in damage

One would hope that Florida home insurance companies would be prepared to help homeowners who are struggling after a devastating fire. However, companies have their own interests in mind, and the claim process can reflect these priorities.

Causes of House Fires

There are many different reasons why a fire might start in your home, including the following:

• Lightning strikes
• Candles
• Cigarettes
• Cooking fires
• Defective electrical wiring
• Defective appliances
• Wildfires

No matter what caused your fire, you should discuss the next steps you should take with an experienced fire claims attorney. The right legal representation can often increase your chances of receiving full benefits for the damage resulting from a fire.

Fire Damage

Fires can cause many types of damage in a short period of time. Some damage is immediately apparent, as you can see it with your own eyes. Other types of damage, however, can be hidden but just as dangerous and costly. Some damage might include:

• Water damage
• Mold development
• Soot residue and staining
• Corrosion from smoke acids
• Lingering odors and toxic fumes
• Smoke deposits

The above can affect your walls, flooring, carpets, upholstery, electronic devices, and much more.

Contact Our Experienced Fire and Disaster Relief Lawyers Today

Even if you do not have to completely rebuild your home after a fire, you might have significant and costly damage that needs to be addressed. For help with your fire-related insurance claim, do not wait to call Ged Lawyers, LLP. We work to obtain swift settlements for our clients that cover the damage they suffered. Contact us online or call 850-684-4000 to discuss a possible case today.