Vehicle Damage Claims Attorney
When Hurricane Michael hit in October 2018, people in Panama City and across Florida experienced what the aftermath of a Stage 4 hurricane looks and feels like. While the focus for many was on the damage to their homes or businesses, the loss of other types of property took a heavy toll, as well. This especially includes damage to vehicles, including personal cars and trucks or work vehicles.
Not having personal transportation can always be inconvenient, but it can be especially difficult if you also do not have a place to stay or work due to hurricane damage. While many people are slowly repairing the damage to properties, many vehicles remain inoperable, and owners do not have the funds for the necessary repairs or replacements.
Insurance claims for vehicle damage from hurricanes are often challenging. Insurance companies are looking to minimize payments and maximize profits, even when policyholders have suffered devastating losses. Fortunately, the Hurricane Michael recovery attorneys at Ged Lawyer, LLP are here to help. Call us today to discuss how we can assist with the vehicle damage claims process.
There are many ways that the third-strongest storm to ever hit land in Florida caused serious damage to all types of vehicles. Damage often occurs in the following ways, among others:
Wind can cause debris to pelt your vehicle, which can result in broken windshields and windows, large dents, or even frame damage.
Fallen trees or power lines can land on your car, causing severe damage or completely crushing the vehicle.
Flood waters from rain and storm surges can fill your vehicle and result in corrosion, especially when it comes to saltwater. Electric cars and hybrids are particularly susceptible to this type of corrosive damage to their batteries.
Debris in flood water can also cause serious damage to tires.
Flood water can also completely wash a vehicle away. Research shows it only takes one foot of water to move a vehicle, and storm surges can be much higher than that, as well as have incredible force.
As you can see, there are many ways a hurricane can leave you without a working vehicle, and you will need to file an insurance claim.
In order to be sure that your auto insurance policy covers hurricane damage, you should carefully review the language of your policy. Each one is different, but if you selected comprehensive coverage, it is likely that flood and exterior damage should be covered.
In Florida, you have up to four years to file your auto insurance claim for hurricane damage. Many people find that their initial claim is denied, which can be stressful. Our attorneys can help you get the necessary documents you need and identify what it takes to get you the settlement you deserve for your vehicle damage.
Insurance companies often only increase your stress after storm or hurricane damage. Be sure to consult with Ged Lawyers, LLP about your rights and options when it comes to your auto insurance claim. Call 844-443-3529 or contact us online for a free consultation with a Florida Hurricane Michael law firm.